{"id":130183,"date":"2025-12-23T08:53:49","date_gmt":"2025-12-23T11:53:49","guid":{"rendered":"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/?p=130183"},"modified":"2025-12-23T08:53:49","modified_gmt":"2025-12-23T11:53:49","slug":"el-bcra-modifico-la-tasa-de-interes-para-tarjetas-de-credito-y-compra-de-emisoras-no-financieras","status":"publish","type":"post","link":"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/el-bcra-modifico-la-tasa-de-interes-para-tarjetas-de-credito-y-compra-de-emisoras-no-financieras\/","title":{"rendered":"El BCRA modific\u00f3 la tasa de inter\u00e9s para tarjetas de cr\u00e9dito y compra de emisoras no financieras"},"content":{"rendered":"<p>La autoridad monetaria fij\u00f3 un nuevo tope para el financiamiento con tarjetas de entidades que no son bancos.<!--more--><\/p>\n<p>El Banco Central de la Rep\u00fablica Argentina (<a href=\"https:\/\/noticiasargentinas.com\/bcra_t65552d2a207c69788b572c2c\">BCRA<\/a>) estableci\u00f3 el\u00a0<strong>nuevo valor de la tasa de inter\u00e9s<\/strong>\u00a0que podr\u00e1n aplicar en sus operaciones las\u00a0<mark>empresas no financieras emisoras de tarjetas de cr\u00e9dito y de compra<\/mark>.<\/p>\n<div class=\"columns\" data-tadevel-template=\"web\/article-columns\">\n<div class=\"column-main\">\n<div class=\"article-body\" data-tadevel-template=\"web\/article-body\">\n<div class=\"article-body-content\">\n<p>La tasa de inter\u00e9s por pr\u00e9stamos personales, sin garant\u00eda real, de moneda nacional para dichas entidades\u00a0<strong>fue fijada en 72,56%<\/strong>\u00a0mediante la Comunicaci\u00f3n \u201cB\u201d 13096\/2025, publicada este martes en el Bolet\u00edn Oficial.<\/p>\n<p>El nuevo valor de la tasa de inter\u00e9s del sistema financiero servir\u00e1 como tope para las operaciones de cr\u00e9dito con tarjetas, correspondiente a la informaci\u00f3n de diciembre de 2025 y que entrar\u00e1 en vigencia\u00a0<strong>para el ciclo de facturaci\u00f3n de enero de 2026<\/strong>.<\/p>\n<p title=\"__IP__\" data-ipspy=\"__IP__\">El cambio de valor que incidir\u00e1 en las tarjetas no bancarias se basa en el punto 2.1.2 de la normativa sobre \u201cTasas de inter\u00e9s en las operaciones de cr\u00e9dito\u201d, que utiliza como referencia la tasa de inter\u00e9s promedio del sistema financiero para pr\u00e9stamos personales sin garant\u00eda real.<\/p>\n<p>De esta manera, el BCRA mantiene un control sobre el costo del financiamiento al consumo ofrecido por las entidades que no son bancos (como cadenas de retail o emisoras de tarjetas de compra). Al establecer un l\u00edmite, la autoridad monetaria busca proteger a los usuarios de la aplicaci\u00f3n de tasas excesivamente elevadas en los saldos financiados de sus tarjetas.<\/p>\n<p>El tope de tasa comunicado garantiza que el costo de financiamiento vinculado a las tarjetas de cr\u00e9dito y compra en el sector no bancario se mantenga alineado con los par\u00e1metros de pr\u00e9stamos personales del sistema financiero formal.<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/noticiasargentinas.com\/-agenciana_t6916e70a4551e78eb9423f59\">#AgenciaNA<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>La autoridad monetaria fij\u00f3 un nuevo tope para el financiamiento con tarjetas de entidades que no son bancos.<\/p>\n","protected":false},"author":3,"featured_media":128044,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[36],"tags":[],"class_list":["post-130183","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>El BCRA modific\u00f3 la tasa de inter\u00e9s para tarjetas de cr\u00e9dito y compra de emisoras no financieras - Noticias Radio Reflejos<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/el-bcra-modifico-la-tasa-de-interes-para-tarjetas-de-credito-y-compra-de-emisoras-no-financieras\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"El BCRA modific\u00f3 la tasa de inter\u00e9s para tarjetas de cr\u00e9dito y compra de emisoras no financieras - Noticias Radio Reflejos\" \/>\n<meta property=\"og:description\" content=\"La autoridad monetaria fij\u00f3 un nuevo tope para el financiamiento con tarjetas de entidades que no son bancos.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/el-bcra-modifico-la-tasa-de-interes-para-tarjetas-de-credito-y-compra-de-emisoras-no-financieras\/\" \/>\n<meta property=\"og:site_name\" content=\"Noticias Radio Reflejos\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-23T11:53:49+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/wp-content\/uploads\/2025\/11\/tarjetas-1.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"660\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Arnaldo Botto\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/el-bcra-modifico-la-tasa-de-interes-para-tarjetas-de-credito-y-compra-de-emisoras-no-financieras\/\",\"url\":\"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/el-bcra-modifico-la-tasa-de-interes-para-tarjetas-de-credito-y-compra-de-emisoras-no-financieras\/\",\"name\":\"El BCRA modific\u00f3 la tasa de inter\u00e9s para tarjetas de cr\u00e9dito y compra de emisoras no financieras - Noticias Radio Reflejos\",\"isPartOf\":{\"@id\":\"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/el-bcra-modifico-la-tasa-de-interes-para-tarjetas-de-credito-y-compra-de-emisoras-no-financieras\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/el-bcra-modifico-la-tasa-de-interes-para-tarjetas-de-credito-y-compra-de-emisoras-no-financieras\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/wp-content\/uploads\/2025\/11\/tarjetas-1.webp\",\"datePublished\":\"2025-12-23T11:53:49+00:00\",\"author\":{\"@id\":\"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/#\/schema\/person\/ad82545263dcc5ec0996818884fd5fb1\"},\"breadcrumb\":{\"@id\":\"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/el-bcra-modifico-la-tasa-de-interes-para-tarjetas-de-credito-y-compra-de-emisoras-no-financieras\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/el-bcra-modifico-la-tasa-de-interes-para-tarjetas-de-credito-y-compra-de-emisoras-no-financieras\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/el-bcra-modifico-la-tasa-de-interes-para-tarjetas-de-credito-y-compra-de-emisoras-no-financieras\/#primaryimage\",\"url\":\"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/wp-content\/uploads\/2025\/11\/tarjetas-1.webp\",\"contentUrl\":\"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/wp-content\/uploads\/2025\/11\/tarjetas-1.webp\",\"width\":1200,\"height\":660},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/el-bcra-modifico-la-tasa-de-interes-para-tarjetas-de-credito-y-compra-de-emisoras-no-financieras\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"El BCRA modific\u00f3 la tasa de inter\u00e9s para tarjetas de cr\u00e9dito y compra de emisoras no financieras\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/#website\",\"url\":\"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/\",\"name\":\"Noticias Radio Reflejos\",\"description\":\"Las noticias de mi comarca\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/#\/schema\/person\/ad82545263dcc5ec0996818884fd5fb1\",\"name\":\"Arnaldo Botto\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/55cb5e37c1efa326397366e6974cb338056df65cb50e7d64d1cf314e87504837?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/55cb5e37c1efa326397366e6974cb338056df65cb50e7d64d1cf314e87504837?s=96&d=mm&r=g\",\"caption\":\"Arnaldo Botto\"},\"url\":\"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/author\/arnaldo\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"El BCRA modific\u00f3 la tasa de inter\u00e9s para tarjetas de cr\u00e9dito y compra de emisoras no financieras - Noticias Radio Reflejos","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/el-bcra-modifico-la-tasa-de-interes-para-tarjetas-de-credito-y-compra-de-emisoras-no-financieras\/","og_locale":"es_ES","og_type":"article","og_title":"El BCRA modific\u00f3 la tasa de inter\u00e9s para tarjetas de cr\u00e9dito y compra de emisoras no financieras - Noticias Radio Reflejos","og_description":"La autoridad monetaria fij\u00f3 un nuevo tope para el financiamiento con tarjetas de entidades que no son bancos.","og_url":"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/el-bcra-modifico-la-tasa-de-interes-para-tarjetas-de-credito-y-compra-de-emisoras-no-financieras\/","og_site_name":"Noticias Radio Reflejos","article_published_time":"2025-12-23T11:53:49+00:00","og_image":[{"width":1200,"height":660,"url":"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/wp-content\/uploads\/2025\/11\/tarjetas-1.webp","type":"image\/webp"}],"author":"Arnaldo Botto","twitter_card":"summary_large_image","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/el-bcra-modifico-la-tasa-de-interes-para-tarjetas-de-credito-y-compra-de-emisoras-no-financieras\/","url":"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/el-bcra-modifico-la-tasa-de-interes-para-tarjetas-de-credito-y-compra-de-emisoras-no-financieras\/","name":"El BCRA modific\u00f3 la tasa de inter\u00e9s para tarjetas de cr\u00e9dito y compra de emisoras no financieras - Noticias Radio Reflejos","isPartOf":{"@id":"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/el-bcra-modifico-la-tasa-de-interes-para-tarjetas-de-credito-y-compra-de-emisoras-no-financieras\/#primaryimage"},"image":{"@id":"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/el-bcra-modifico-la-tasa-de-interes-para-tarjetas-de-credito-y-compra-de-emisoras-no-financieras\/#primaryimage"},"thumbnailUrl":"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/wp-content\/uploads\/2025\/11\/tarjetas-1.webp","datePublished":"2025-12-23T11:53:49+00:00","author":{"@id":"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/#\/schema\/person\/ad82545263dcc5ec0996818884fd5fb1"},"breadcrumb":{"@id":"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/el-bcra-modifico-la-tasa-de-interes-para-tarjetas-de-credito-y-compra-de-emisoras-no-financieras\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.noticiasradioreflejos.com.ar\/2021\/el-bcra-modifico-la-tasa-de-interes-para-tarjetas-de-credito-y-compra-de-emisoras-no-financieras\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/el-bcra-modifico-la-tasa-de-interes-para-tarjetas-de-credito-y-compra-de-emisoras-no-financieras\/#primaryimage","url":"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/wp-content\/uploads\/2025\/11\/tarjetas-1.webp","contentUrl":"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/wp-content\/uploads\/2025\/11\/tarjetas-1.webp","width":1200,"height":660},{"@type":"BreadcrumbList","@id":"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/el-bcra-modifico-la-tasa-de-interes-para-tarjetas-de-credito-y-compra-de-emisoras-no-financieras\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/"},{"@type":"ListItem","position":2,"name":"El BCRA modific\u00f3 la tasa de inter\u00e9s para tarjetas de cr\u00e9dito y compra de emisoras no financieras"}]},{"@type":"WebSite","@id":"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/#website","url":"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/","name":"Noticias Radio Reflejos","description":"Las noticias de mi comarca","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Person","@id":"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/#\/schema\/person\/ad82545263dcc5ec0996818884fd5fb1","name":"Arnaldo Botto","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/55cb5e37c1efa326397366e6974cb338056df65cb50e7d64d1cf314e87504837?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/55cb5e37c1efa326397366e6974cb338056df65cb50e7d64d1cf314e87504837?s=96&d=mm&r=g","caption":"Arnaldo Botto"},"url":"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/author\/arnaldo\/"}]}},"_links":{"self":[{"href":"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/wp-json\/wp\/v2\/posts\/130183","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/wp-json\/wp\/v2\/comments?post=130183"}],"version-history":[{"count":1,"href":"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/wp-json\/wp\/v2\/posts\/130183\/revisions"}],"predecessor-version":[{"id":130184,"href":"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/wp-json\/wp\/v2\/posts\/130183\/revisions\/130184"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/wp-json\/wp\/v2\/media\/128044"}],"wp:attachment":[{"href":"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/wp-json\/wp\/v2\/media?parent=130183"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/wp-json\/wp\/v2\/categories?post=130183"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.noticiasradioreflejos.com.ar\/2021\/wp-json\/wp\/v2\/tags?post=130183"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}